Storm chasing contractors: companies that complete home repairs and solicit business from homeowners after large storms occur. As soon as hail or heavy winds hit an area, contractors from several states away enter the impacted areas into their GPS and start driving. A lot of risks can arise when working with these types of contractors which include incomplete work, work that doesn’t meet building codes, and have to retain the services of another contractor and attorney to get your home restored. After a storm hits and damaged your home, the last thing you want to worry about is the reliability of your contractor. Here are some signs that the contractor is a storm chaser.
6 Signs A Contractor Is A Storm Chaser
Their Address is a PO Box: This means there is no way to track a contractor down in a few years should there be any issues or need to reach out in any way.
Unable To Produce Local References: If the only names and phone numbers of homeowners a contractor can provide are from several states away, it is likely they are a storm chaser. Reputable contractors quickly book up and have many local references to share.
Offering To Pay Your Insurance Deductible: This is a fraud. An insurance policy is a legally binding contract between a homeowner and their insurance company.
Unable To Supply Documentation Of Being Licensed & Insured: If a worker is injured working on your property and the contractor they’re working for does not have insurance or lacks proper limits, the homeowner can become liable for their medical expenses and even lifetime disability. Overall without proper documentation, the homeowner can end up in a stressful situation.
No Builder’s License Number: A contractor’s license number shows they adhere to industry standards.
Out of State License Plates: If they have license plates from a state in a different time zone, it is a sure sign they are a storm chaser. Simply having attire with a construction company logo on it does not ensure they are local.
What To Do If A Storm Chasing Contractor Approaches You
Storm chasing contractors take advantage of homeowners of the fact that homeowners with storm damage are anxious to get the work completed quickly. Homeowners have a year to file a claim after a storm so act in a calm and patient manner. If they perform an inspection and are not insured, the homeowner can be liable for their injuries. Do not allow them to inspect your home without providing that they are insured. Lastly, do not sign anything. Storm chasing contractors love to pressure high sales tactics. Signing a document allows them to commence work once your insurance company has approved it.
Hire A Safe & Trusted Contractor: LeafGuard® of Oklahoma
A great resource to use is the Better Business Bureau or a local Chamber of Commerce. Businesses who take time to be a part of the community is often a good indicator of a local business. Before deciding on a company, always get at least three estimates. Compare them, do your research, look at reviews, and decide what would be the best choice. Here at LeafGuard® of Oklahoma, we have been in business with an A+ rating from the Better Business Bureau for over 17 years. We have certified contractors on staff with a vast knowledge of how severe weather affects the different types of materials used on your home. Get a free storm damage assessment today and let us take some of the stress away from your storm damage!
We have already seen a few severe storms throughout Oklahoma in the last few weeks. With the crazy amount of hail, your home has been through a lot. As storms start to become more of a thing, it is crucial to make sure your home is not only free of damage but also storm ready. If you have not taken a look at the exterior part of your home or took some time to maintain the outside, it is crucial you get outside ASAP to evaluate the exterior part of your home. We have created a storm season checklist to go over to make sure your home is ready for the summer storms Oklahoma faces.
Storm Season Checklist
Have your roof inspected by a professional to make sure that you don’t have torn, damaged, or missing shingles.
Trim trees and branches at least 3 feet away from the roof surface to avoid damage to your shingles and potentially to the structure of your roof.
Make sure your gutters are cleared of all leaves, branches, and debris. If you are looking for a maintenance-free solution, consider getting LeafGuard® Gutters installed on your home.
Prepare your storm shelter and review your family’s emergency plans now.
Review your home and business owner’s insurance policies to make sure that your coverages are in tiptop shape before the storm.
Spring/Summer in Oklahoma means severe thunderstorms, tornadoes, hail, and high winds. As a homeowner, any sort of storm can be your biggest nightmare. Preparing, going through it, and dealing with the aftermath can cause a lot of stress on you as a homeowner. Damages from storms can easily cost thousands of dollars to fix. There are always precautions and safety measures you can take to protect your Oklahoma property from storms, but where do you begin? No worries, LeafGuard® of Oklahoma is here to help you prepare for the wild storms to come this Spring and Summer.
Tips To Help You Survive Storm Season
Inspect Your Property’s Structure: Give the exterior part of your home an extensive check. Check your gutters, roof, siding, and structural part of your Oklahoma home. If you notice any sort of damages done, it is crucial to get it inspected before a storm hits. If you want a licensed and reliable contractor, LeafGuard® of Oklahoma is happy to come out and inspect your home.
Stock Up: Don’t wait right before a storm to head to the grocery store to get your necessities. Have an emergency kit filled with food, flashlights, first aid kits, and other necessities you may need during a severe storm.
Revisit Your Homeowner Insurance: It’s always important to revisit your insurance every year to see what is covered. If a storm does damage to your home, it is important to have insurance that will cover the damage done to your home. It is better to know ahead of time rather than after a storm when you are dealing with so much more.
Have A Plan: Come up with a plan to stay safe no matter where you may be when storms threaten. A good idea is to have a reinforced underground storm shelter, storm cellar, enclosed basement, or safe room. Underground shelters get you out of the way of flying and falling debris. If you are stuck outside and not close to your storm shelter some basic guidelines to follow are:
Get In: get as far inside a strong building as you can, away from doors and windows.
Get Down: get to the lowest floor.
Cover Up: use whatever you can to protect yourself from flying or falling debris. Use blankets, sleeping bags, mattresses; wearing some sort of helmet or hardhat will help protect your head from debris.
Oklahoma has experienced some intense hail storms already this past month. Hail can cause some critical damage to your home and ignoring it is a very dangerous game that can lead to many problems down the road. We know it is a devastating time when storms hit your Oklahoma home but we are here to help on what to do if you experience damages to your gutters, roof, or any other part of your home.
First Steps: Signs Of Damage
Hailstones travel at a much faster speed than raindrops because of its weight-adding size. We have experienced hail as small as peas but recently experienced it as big as a golf ball. Upon impact on your gutters and roof; hail can create huge dents and cracks. The first step to do after a hail storm is to inspect your home. On your roof look for:
Missing pieces of asphalt or cracks in your shingles
Small dents in metal flashing, valleys, and roof vents
Dents in your gutters, downspouts, LeafGuard®, and screens or toppers
Sagging or gapping gutters.
Stains on your siding. This is a sign your gutters are leaking onto the side of your home.
Contacting Your Insurance Agent
Immediately contact your insurance agent to find out:
Whether the damage is covered under the terms of your policy
How long you have to file a claim
Whether your claim exceeds your deductible
How long it will take to process the claim
Whether you’ll need estimates for repairs
They will give you all the information to take the next steps in filing a claim. An adjuster will come out to your home to assess the damage. Before they come out it is very important to have as much information about your damaged possessions.
Prepare an inventory of damaged or destroyed items and give a copy to the adjuster along with copies of any receipts. Consider taking photos or videos of the damage for better proof.
Identify any structural damage to your home: like your gutters, roof, or siding. Make a list of everything you want to show the adjuster.
Get written bids from licensed contractors. The bids should include details of the materials to be used and prices on a line by line basis. This will help make your claim faster and more simple.
Keep copies of the lists and other documents you submit to your insurance company. Also keep copies of paperwork you give to your insurance company: your written bids, adjusters papers, the contact information of people you spoke to.
From there, they will process your claim and determine how much you will receive from your insurance. After your claim has been settled and the repair work is underway, it is a good idea to re-evaluate your homeowner’s insurance coverage. It also is a great time to figure out what other exterior projects around your home that you can do to lower your homeowner’s insurance.
As your local contractor, we have advanced storm damage assessment professionals that can provide an extensive and efficient assessment of your home. We are licensed, local, and ready to help. We have been in business serving Oklahoma since 2014. We have a vast knowledge of how severe weather affects your home. Call us today to get a free storm damage assessment! Let us help you take some of that stress away!
Hail storms have been hitting Oklahoma lately. If you haven’t had a chance to survey your home for hail damage, don’t waste any more time. Unsure if your home experienced hail damage? We have created a list of signs to look for on your roof and gutters. If you don’t feel comfortable or want someone who is a specialized storm damage expert to evaluate your home, LeafGuard® of Oklahoma is here to help. Hail and wind can cause serious damage and if left untreated it can have devastating outcomes.
Missing pieces of asphalt or cracks in your shingles
Use your hand to feel your shingles for cracks and dimples, not all dimples are visible to spot by eye
If you find dimples in your shingles, use your finger to push on them to see if they offer any give. If they do, the shingle is compromised and should be replaced.
Search for small dents in metal flashing, valleys, and roof vents.
Look for the black substrate in your shingles. When the black substrate is visible this means the protective granules have been knocked off and the shingles will need to be replaced in order to be effective.
Look for dented gutters, downspouts, leaf guard, and screens or toppers
Look for sagging or gapping gutters. The serious hail could have pulled the gutters away from your home
If you notice that your siding has stains on it, that is a sign your gutters are leaking onto the side of your home.
Ignoring Hail Damage: Further Issues Down The Road
Ignoring hail damage is a very dangerous game and can lead to many problems in your home. What could be a minor fix today could be a more serious fix tomorrow. With your roofing and siding acting as your home’s first line of defense from the elements when compromised, one of the biggest threats is moisture. Water can penetrate and cause mold, rot, and destruction on the inside of your home. The longer you wait, you increase the number of damaging problems.
LeafGuard® of Oklahoma is here to help you. As your local contractor, we have advanced damage assessment professionals that can provide an extensive and efficient assessment of your home. We are a full-service exterior remodeling company serving Oklahoma. Contact us for your free storm damage assessment.
Storm chasers are companies that complete home repairs and solicit business from homeowners after large storms occur. These contractors often exploit vulnerable homeowners with money-making scams that can end up costing them and their insurance companies. Some storm chaser scamming tactics include offering to pay your deductible, performing inefficient low quality work, and creating fake or inflated damage and prepayment. After a storm has hit and damaged your home the last thing you want to worry about is the reliability of your contractor. Here are some tips on how to prevent storm chaser scams.
How to Avoid Storm Chaser Scams
License Plates. If the contractor is out of state, they are most likely just in town temporarily to perform work from the aftermath of the storm. Most have no intention of sticking around to follow up with customers, help with maintenance and upkeep or fix any repairs.
Company’s Office. If the contractor only has a P.O. box, that’s a big red flag.
Licensing. Be sure to see the paperwork. When hiring a contractor you will want to make sure they have licensing to work in your state and that they are properly insured.
Written Contract. Including cost, time frame, and itemized list about the type of work agreed upon, get a written contract. Do not feel pressured to sign anything you have not looked over carefully or don’t feel comfortable with.
Avoid paying with cash, personal check or before the work is completed. Paying in cash has no paper trail and is very difficult to get back. A credit card would be a safer option than something linked directly to your personal account such as a personal check.
Hire a Safe & Trusted Contractor
Look Local. A great resource to use is the Better Business Bureau or local Chamber of Commerce. Businesses who take time to be a part of the community is often a good indicator of a local business. Another way to look local is too ask friends and family for recommendations.
Gather Estimates. Always get a few estimates from different contractors. Compare them, do your research, look at reviews, and ultimately decided what would be the best choice.
Licensed. Trusted. Local Contractor.
LeafGuard® of Oklahoma is your trusted community contractor, we are licensed, local, and ready to help. We have been in business with an A+ rating from the Better Business Bureau since 2014. We have a vast knowledge of how severe weather affects your home.
While a lot of March can be spent watching the big college basketball tournament or taking time to enjoy the beautiful spring weather, it is also the perfect time to start working on your home improvement to-do list. One of the projects that should be at the top of your list is new gutters. Your gutters go through a lot in the winter and will be experiencing hail, high winds, and severe storms in the months to come. Instead of finding maintenance on your gutters, think about installing LeafGuard® Gutters.
LeafGuard®: #1 Gutters
When you hear LeafGuard® Brand Gutters, you may be confused at to what this gutter system is and how it is different from the rest. There are so many gutter systems out there and it can be confusing as to what ones actually work compared to those that will just take your money and cause more pain down the road. While DIY mesh screens, gutter guards, and other similar types of gutter toppers may claim to do the same job LeafGuard® does, they are more like a band-aid than a true home solution. With LeafGuard®, it is an everlasting solution. They are the one and only one-piece gutter system with a built-in hood that covers the gutter bottom and deflects leaves and other debris. LeafGuard® channels the water away from your home, eliminate the possibility of your gutters leaking and causing costly water damage, and it doesn’t require any maintenance. With LeafGuard®, it is a life long solution. You will never have to worry about finding maintenance on your Oklahoma home again.
Your #1 Community Contractor Is Here To Help
We have helped over 25,000 customers in the Oklahoma area. We come to your home and provide you with a free estimate on our LeafGuard® Gutters. What makes LeafGuard® of Oklahoma different then the rest is we offer the top of line warranties and commit to our customers. Communicating with you every step of the way is important to us. It is important for you to know what exactly is going to happen and when. We are the contractor you can trust. Call us today for your free estimate on LeafGuard® Gutters.
When it comes to wind damage, the corners and perimeter of your home are susceptible to the most damage. Wind can cause shingles to become loose and repeated wind exposure can lead to a chain peeling effect that starts at the corners. Flying debris is one of the most common causes of damage to your roof, flying debris can scratch, gouge, and crack your roofing materials. Once any part of the roof is damaged, rainwater can seep into your home and cause costly water damage. Be sure NOT to ignore wind damage to your home.
3 Steps to Check for Wind Damage
High winds can lead to many damaging effects to your home, with storm season kicking in, here are some tips to determine if your roof has wind damage.
1. Perform an Outdoor Inspection
Look for missing or damaged shingles on your home or in the property surrounding the home, damaged shingles can be identified by curled, cracked or torn materials on the roof.
2. Perform an Indoor Inspection
Look at the walls or ceilings of your home for moisture marks, stains, or peeling paint, these are all a sign of a leaking roof. Check your energy costs, if you experience a high increase it could mean that your roof ventilation has been compromised.
3. Contact a Professional
Inspecting your roof yourself is not advised, it often needs a trained eye to identify damage and it can lead to injury to yourself or your property. Call a trained professional that has the tools and safety techniques to properly inspect your roof. Here at LeafGuard® of Oklahoma, we have a team of highly trained professionals, we are GAF Master Elite® Contractors – your assurance that you’ll be dealing with a quality, reputable, and dependable professional contractor. Don’t trust your biggest asset to just any contractor, factory-certified Master Elite® contractors are your best and safest choice!
At LeafGuard® of Oklahoma, our customers are our top priority, which is why we go the extra mile to ensure a seamless and stress-free process when it comes to your roofing and gutter repair needs.
Fully Licensed & Insured in Oklahoma
LeafGuard® of Oklahoma is an established home remodeling company that is fully licensed and insured in Oklahoma. We are the company you can trust to provide a seamless, stress-free experience when restoring your home’s roof and gutters from storm damage.
We are proud to have one of the highest referral rates in the industry. Nearly 30% of our new customers come through referrals so it’s no secret that our customers are truly pleased with the home exterior work we do. In addition, we hold an A+ rating with the Better Business Bureau.
Products & Service That Benefit Your Home
LeafGuard® of Oklahoma is just as committed to your Oklahoma home as you are. Our team of friendly and knowledgeable professionals are here and ready to help you from start to finish with your storm damage repair or next home improvement project.
Contact LeafGuard® of Oklahoma today for more information on how our products and services can benefit you and your Oklahoma home or for your free damage assessment or estimate.
When a storm strikes your property, it can be overwhelming. Not only must you worry about repairing the damages, but you have to worry about insurance, keeping your home safe during the process, and your finances. If your home in Oklahoma has suffered storm damage, it’s vital to work with a professional you can trust. The last thing you need to worry about is getting scammed by an unreliable contractor looking to take advantage of an already vulnerable situation.
4 Tips on Choosing the Right Contractor
Use Your Resources. There are many things you can do to help narrow down the initial list of who to call. The first place to start is the Better Business Bureau for accreditation and reviews; then look to your local Chamber of Commerce. We suggest looking local first.
Initial Communication. Any good contractor will have no problem offering a little extra information to help gain the trust of a potential customer. During the initial phone call, ask for a copy of their license and insurance to make sure that they are in good standing and their certifications are all valid. It’s equally important to ask for references – both past customers and vendors.
Get an Estimate. Make sure that everything is itemized, and the scope of work is clearly defined. Pay attention to the communication and response time throughout the entire process of these initial conversations.
Get It in Writing. It is very important to get everything in writing. Once you’ve chosen which contractor you want to use, ask for a written contract. Included should be the full cost of the work, the payment structure indicating when payment is due, and a timeline of when to expect the project to be completed.
Worry-Free Home Improvement
Choosing the right contractor for the job can be a tedious process, but it will be less stressful if you choose a reputable company that you can trust. LeafGuard® of Oklahoma has 20+ years of remodeling experience and have served thousands of happy Oklahomans with our maintenance-free home improvement products. We stand behind the quality of our materials, our labor and our warranties, which sets us apart.
At LeafGuard® of Oklahoma, we make the process of restoring your home as stress-free as possible. From the initial roof inspection to the final touches, we will take care of everything.